Business Funding
& Working Capital
Growth should not wait on a bank. ZeroG connects you with fast, flexible working capital based on your sales — not just your credit score — with funds in your account as quickly as 24 hours.
Capital that moves at the speed of your business
Every owner knows the feeling: the opportunity is right in front of you — a second location, a bulk inventory deal, new equipment, a slow season to bridge — but the cash to seize it is tied up in next month’s sales. Traditional lenders move slowly, demand spotless credit, and ask for collateral most small businesses cannot spare. There is a faster, more flexible way.
Through ZeroG, you can access a working-capital advance built around your future sales. Approval looks at how your business actually performs, not just a credit score, and repayment flexes with your revenue — so a slow week costs you less, not more. It is a straightforward alternative to a rigid, fixed-payment loan.
- Based on your sales, not just your credit score.
- Funds as fast as 24 hours after approval.
- Flexible repayment that moves with your revenue.
- No collateral required and no excluded industries.
Funding Built for Real Businesses
Simple to apply for, fast to fund, and flexible to repay.
Fast Funding
A quick online application and funds in your account as fast as 24 hours after approval.
Sales-Based Approval
Qualify on how your business performs — a credit score is not the deciding factor.
Revenue-Flexible Repayment
Repay as a set share of sales, so payments ease when business slows.
$2,500 to $250,000
Funding sized to your business, from a quick bridge to a major investment.
Transparent Terms
Clear, upfront terms with no hidden or surprise monthly fees.
No Collateral, ACH Option
No collateral required, with a daily or weekly ACH option even without card sales.
Flexible When
You Need It Most
A fixed loan payment does not care if you had a slow month. Sales-based funding does — it rises and falls with your revenue so your cash flow stays manageable.
When sales dip, your payment share takes a smaller bite.
A 10-minute application instead of weeks of paperwork.
A low bar: a few months in business and steady monthly revenue.
A real person helps you weigh whether funding is the right move.
Questions, Answered
Is this a loan?
It is a working-capital advance based on your future sales, not a traditional bank loan. That structure is what lets approval be faster and repayment flexible.
How much funding can I get?
Funding typically ranges from $2,500 up to $250,000, sized to your sales volume. Your actual offer depends on your business and is determined during review.
Do I need good credit?
A credit score is not the deciding factor; approval is based mainly on how your business performs. Many owners qualify even with less-than-perfect credit.
How fast are funds available?
After approval, funds can reach your bank account as quickly as 24 hours.
How does repayment work?
Repayment is a set percentage of your sales (or a fixed daily or weekly ACH), so it flexes with your revenue instead of a rigid monthly bill.
Are there any guarantees?
Funding amounts, rates, and approval depend on your business and are subject to review. A working-capital advance is not a loan, and you will always see the terms before you commit.
Keep Exploring
See What You
May Qualify For
Check your options in minutes — there is no obligation to apply. Funding amounts and terms vary and are subject to approval.