ACH &
Pay by Bank
Not every payment belongs on a card. For invoices, B2B, rent, tuition, and memberships, ZeroG lets you accept low-cost bank transfers — so you keep more of every large or recurring payment.
A lower-cost way to get paid
Card fees add up fast on big-ticket and recurring payments. For a wholesale invoice, a monthly membership, or a tuition payment, paying a card rate on every transaction quietly erodes your margin. Bank-to-bank payments — ACH and pay-by-bank — offer a lower-cost alternative for exactly these situations.
ZeroG helps you accept ACH and pay-by-bank for one-time and recurring payments, with the option to automate billing so money arrives on schedule without chasing it. It is ideal for B2B, services, memberships, and any large or repeat transaction.
- Lower cost on big-ticket and recurring payments.
- Automated recurring billing on a schedule.
- Great for B2B and memberships.
- Less chasing invoices and follow-ups.
Bank Payments, Simplified
A cost-effective option for the payments cards charge you most for.
Bank-to-Bank Transfers
Accept ACH and pay-by-bank for one-time or recurring payments.
Automated Recurring
Schedule memberships, subscriptions, and installment plans.
Invoice Payments
Send invoices customers can pay directly from their bank.
Lower Fees
A cost-effective option for large-ticket and repeat payments.
Secure Verification
Bank-account verification to reduce returns and risk.
Clear Reconciliation
Payments tracked and matched alongside your other channels.
Built for Big
and Repeat Payments
When the same customer pays you every month — or a single invoice runs five figures — bank payments keep more in your pocket.
Memberships and subscriptions billed automatically.
B2B and wholesale invoices paid from the bank.
Installment plans for big-ticket sales.
Auto-retry and reminders to reduce missed payments.
Questions, Answered
What is ACH or pay by bank?
They are bank-to-bank payment methods that move money directly from a customer’s bank account to yours, typically at a lower cost than card processing.
When should I use it instead of cards?
It shines on large-ticket payments and recurring billing — B2B invoices, memberships, tuition, rent — where card fees would take a meaningful bite.
Can I automate recurring payments?
Yes. You can schedule subscriptions, memberships, and installment plans to run automatically with stored, verified bank details.
Is it secure?
Yes. Bank-account verification helps confirm details up front, reducing returns and fraud risk.
Can I send invoices customers pay by bank?
Yes. You can send invoices with a pay-by-bank option, so customers settle directly from their account.
Related Solutions
Get Paid
by Bank
Tell us how you bill and we will set up ACH and pay-by-bank for your business.