Business Funding
& Working Capital
Growth should not wait on a bank. ZeroG connects you with fast, flexible working capital based on your sales — not just your credit score — with funds in your account as quickly as 24 hours.
ZeroG Payments is an independent referral partner for third-party funding providers — not a lender or funder. All funding decisions, amounts, rates, and terms are set by the funding provider and subject to approval.
Capital that moves at the speed of your business
Every owner knows the feeling: the opportunity is right in front of you — a second location, a bulk inventory deal, new equipment, a slow season to bridge — but the cash to seize it is tied up in next month’s sales. Traditional lenders move slowly, demand spotless credit, and ask for collateral most small businesses cannot spare. There is a faster, more flexible way.
Through ZeroG, you can access a working-capital advance built around your future sales. Approval looks at how your business actually performs, not just a credit score, and repayment flexes with your revenue — so a slow week costs you less, not more. It is a straightforward alternative to a rigid, fixed-payment loan.
- Based on your sales, not just your credit score.
- Funds as fast as 24 hours after approval.*
- Flexible repayment that moves with your revenue.
- No collateral required to qualify for most offers.
*Funding speed, amounts, and eligibility vary by business and are determined by the funding provider during review. A working-capital advance is not a loan.
Funding Built for Real Businesses
Simple to apply for, fast to fund, and flexible to repay.
Fast Funding
A quick online application and funds in your account as fast as 24 hours after approval.
Sales-Based Approval
Qualify on how your business performs — a credit score is not the deciding factor.
Revenue-Flexible Repayment
Repay as a set share of sales, so payments ease when business slows.
$2,500 to $250,000
Funding sized to your business, from a quick bridge to a major investment.
Terms Up Front
You'll see the full cost and repayment terms before you accept any offer.
No Collateral, ACH Option
No collateral required, with a daily or weekly ACH option even without card sales.
Flexible When
You Need It Most
A fixed loan payment does not care if you had a slow month. Sales-based funding does — it rises and falls with your revenue so your cash flow stays manageable.
When sales dip, your payment share takes a smaller bite.
A 10-minute application instead of weeks of paperwork.
A low bar: a few months in business and steady monthly revenue.
A real person helps you weigh whether funding is the right move.
Questions, Answered
Is this a loan?
It is a working-capital advance based on your future sales, not a traditional bank loan. That structure is what lets approval be faster and repayment flexible.
How much funding can I get?
Funding typically ranges from $2,500 up to $250,000, sized to your sales volume. Your actual offer depends on your business and is determined during review.
Do I need good credit?
A credit score is not the only deciding factor — approval is based largely on how your business performs, so some owners with less-than-perfect credit may still qualify. All approvals and terms are determined by the funding provider during review.
How fast are funds available?
After approval, funds can reach your bank account as quickly as 24 hours.
How does repayment work?
Repayment is a set percentage of your sales (or a fixed daily or weekly ACH), so it flexes with your revenue instead of a rigid monthly bill.
Are there any guarantees?
Funding amounts, rates, and approval depend on your business and are determined by the funding provider during review. A working-capital advance is not a loan, and you will always see the full terms before you accept any offer.
Keep Exploring
See What You
May Qualify For
Check your options in minutes — there is no obligation to apply. Funding amounts and terms vary and are subject to approval.
ZeroG Payments, LLC is an independent referral partner and is not a lender, funder, or broker of financing. Funding is provided by third-party funding providers who make all credit and approval decisions. Funding amounts, rates, fees, and repayment terms are determined solely by the funding provider and are subject to application and approval. A working-capital advance is not a loan. Any figures shown — including funding ranges and funding speed — are illustrative and are not a guarantee of any specific offer.